Mortgages

How Much Can I Borrow?

Whether you are a first-time buyer, moving to a new home, remortgaging to secure a better deal, purchasing a property to let, or releasing equity, our expert advisors will guide you through the process. They will help assess how much you can borrow based on your individual financial situation and credit history.

The main types of mortgages include: Interest Only, Repayment. We will help you understand the various mortgage products available, such as Discounted, Fixed, or Capped rates, so you can choose the one that best meets your needs.

We research the available mortgage options for brokers to find the most suitable deal for you. In addition to evaluating your monthly mortgage payments, we also take into account extra costs like High Lending Charges, Redemption Penalties, Survey Fees, and Arrangement Fees.

Along with your monthly mortgage payments, we will consider other associated costs, such as Solicitors' Fees, Stamp Duty, Valuation and Survey fees, and costs for Personal Protection and General Insurance. The first half-hour of our initial meeting is free of charge and without obligation. If you choose to proceed with our services, you can opt for a fee-based arrangement, with any commissions earned being applied towards the fee.

All our mortgage advisors are qualified with a Mortgage Advice Qualification (MAQ) and provide Independent Mortgage Advice.