About us – Mortgagesandfs

Why Choose Competitive Mortgages & Financial Services Ltd?

Navigating the complexities of personal finance and mortgage planning can be overwhelming. That’s why it's essential to work with trusted, local experts who put your needs first. Here's why we’re the right choice for you:

Access to Over 200 Residential Mortgage Products: We offer a vast range of options tailored to suit your unique financial situation.
10+ Years of Expertise: With more than a decade of experience in the financial and property markets, we have the knowledge to find the best financial solutions for you, at every stage of your life.
Independent Advice: As an independent broker, we’re not tied to any one lender, giving you access to more choices and better terms.
Exclusive Lending Rates: We bring you competitive and exclusive lending offers, ensuring you get the best possible deal available.
Quick and Efficient Pre-Qualification: Our in-house team can quickly pre-qualify your application, saving you time and hassle in the process.
Streamlined Process to Save You Time and Money: We eliminate the need for unnecessary phone calls, faxes, or postage when finding the right lender for you.
Dedicated In-House Underwriting: Our in-house processing team is familiar with the exact documentation each lender requires and their lending criteria. This ensures faster approvals and a smoother experience.

At Competitive Mortgages & Financial Services Ltd, we’re committed to finding you the most suitable financial solutions with speed, transparency and care.

Plan for Success with Expert Financial Advice

"People do not plan to fail; they fail to plan." At Competitive Mortgages & Financial Services Ltd, we believe in the power of planning to achieve long-term success. Let our team of qualified advisers’ guide you with professional, impartial advice to ensure your financial goals are met at every stage of your life.

Whether you're looking for insurance, investment advice, or mortgage solutions, we take the time to understand your needs and find the right solutions that evolve with you. Our expert team constantly monitors the market to ensure we offer you the best products available.

Independent Financial Advice You Can Trust

Residential Mortgages: Whether you’re purchasing a home to live in or as a rental property, we can help you secure the best mortgage deal.
Commercial Mortgages: We also assist with financing for commercial properties.
Remortgages: Looking to save on your current mortgage payments? We can arrange a fee-free remortgage to help you reduce costs.
Buy-to-Let Mortgages: If you’re an investor, we’ll help you find the best mortgage rates for your buy-to-let properties.
Bad Credit Mortgages: We understand that a less-than-perfect credit history can make things more complicated. Our team can help find mortgage solutions even if you have a poor credit record.
Self-Employed Mortgages: For the self-employed, we provide specialized advice and mortgage options.

With over 10 years of experience in the financial sector, we pride ourselves on delivering an individual service that is second to none. Our advisers are fully independent, meaning we can source from over 7,000 mortgage products to find the perfect fit for you.

Focused on Your Financial Success

We offer comprehensive, independent advice across a wide range of services, including tax treatments, investment returns, and charges, so you can make informed decisions. Our goal is to help you plan for the future with products that are carefully selected to match your needs.

If you have concerns about your endowment policy or any other financial products, we’re here to help. For further guidance, visit the Financial Services Authority website. If you still need advice after exploring the information there, feel free to reach out to us directly. We’ll work with you to explore the best options for your financial success.

Why Choose Competitive Mortgages & Financial Services Ltd?

Plan for Success with Expert Financial Advice

Independent Financial Advice You Can Trust

Focused on Your Financial Success

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