Protection

There’s nothing more important than ensuring the well-being of your loved ones. But have you considered what would happen to them if something were to happen to you?

Or, if you’re single and have worked hard to build your lifestyle, isn’t it worth protecting financially? What would happen if an accident or illness prevented you from working, or you needed time to recover? How would you keep up with monthly commitments, such as your mortgage, food, and utility bills?

While it's something most of us don't like to think about, many people choose to ignore the possibility. In fact, it's estimated that 8.5 million* adults in the UK have no life, critical illness, or income protection coverage in place for such events.

But can you afford to take that risk? Would you or your family be able to maintain the same standard of living without your income?

If you want to be prepared for the unexpected, we’re here to help. Our advisers are available to discuss how you can put the right protection in place for you and your loved ones.

Source: Scottish Widows Protection Report, Nov 2013 – research shows that only 17% of UK adults have financial protection. 2011 Census data indicates there are 50.2 million adults in the UK.

Despite its importance, many of us still don’t have the proper protection coverage. We insure our homes, pets, and mobile phones without a second thought, but often neglect to protect ourselves.

Protection for Life is a plan designed to safeguard you against the unexpected. You can combine Life, Critical Illness, and Income Protection cover into one plan. It’s simple to set up and easy to manage, with just one monthly Direct Debit payment. Plus, you can adjust your coverage as your circumstances change, such as when you purchase a home or start a family.

Speak to one of our advisers today to discuss your protection needs. They will help you create a tailored plan that suits your individual needs and budget.