Welcome to Competitive Mortgages & Financial Services Ltd.

Success starts with a solid plan, and we’re here to help you create one. Our team of qualified advisers is committed to offering professional, impartial guidance tailored to your unique needs. We aim to provide solutions that evolve with you through each stage of your life. Whether it’s insurance, investment products, or mortgages, we carefully evaluate tax implications, fees, and investment returns to recommend the best options for you.

We’re dedicated to keeping an eye on the full spectrum of the market, ensuring that you receive up-to-date advice on the most suitable products for your goals. Our experts specialize in finding the most effective solutions across a variety of financial services, including:

INTERNATIONAL PAYMENTS/CURRENCY FX

As a growing business, we recognize the importance of meeting our clients' ever-changing financial needs. Many of our clients have international ties and require a dependable and efficient method for handling their global payment transactions.

MORTGAGES

Whether you are a first-time buyer, moving to a new home, remortgaging to secure a better deal, purchasing a property to let, or releasing equity, our expert advisors will guide you through the process. They will help assess how much you can borrow based on your individual financial situation and credit history.

PROTECTION

There’s nothing more important than ensuring the well-being of your loved ones. But have you considered what would happen to them if something were to happen to you? Or, if you’re single and have worked hard to build your lifestyle, isn’t it worth protecting financially?

INVESTMENTS

At Competitive Mortgages and Financial Services Ltd, we are committed to creating and delivering tailored investment solutions for a diverse range of clients, including businesses, charities, and individuals. We provide advice on various asset classes, such as real estate, equities, fixed income, money markets, mixed funds, and alternative investments.

PENSIONS

In its most basic form, a pension is a tax-efficient way to save for retirement. When the time comes to stop working, the last thing you want is to stress over your finances. Planning for retirement over time can help ensure a more comfortable future by providing you with a steady income.

INHERITANCE

When you pass away, the government will assess the value of your estate. This includes the cash in your bank, investments, any property or business you own, vehicles, and even payouts from life insurance policies.

INSURANCE & QUOTES

We provide a wide range of insurance options, including building, contents, and mortgage payment protection insurance.

ADVISORY

We collaborate closely with business managers and owners to offer insightful reporting and guidance, enabling timely and informed decision-making.